ACT streamlines and expedites the lending process
ACT’s access-to-capital technology serves as a virtual loan officer for a variety of industries. By expertly matching applicants with the market’s best products, ACT streamlines and expedites the lending process. The benefit to clients: more resources to support more customers and scale their business.
How Our Technology Can Support Your Organization
Lenders
Our digital lending tool can be customized to the requirements of specialized lenders, community lenders, credit unions, and banks.
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Property
Residential and commercial property managers can use our platform to screen prospective buyers and tenants.
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Government
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Other Sectors
Our platform is infinitely flexible, adaptable to needs across a variety of industries, reducing manual business processes and costs.
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User Driven Technology
- Open, flexible, user-friendly
- Deployed within hours
- Plugs into any business model
- User controls entire workflow
- Applicable in multiple sectors
A Commitment to Underserved Communities
Supporting non-profits and the markets they serve
Our products help community lenders, industry organizations, and other non-profits simplify, automate, drive scale, and cut costs, a benefit to both them and their clients.
Innovative loan programs that earn banks CRA credit
Banks can invest in ACT’s loan buy-down and loan fund programs for small businesses in underserved markets, qualifying banks for Community Reinvestment Act (CRA) credit.
See What Our Partners Say About Us
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Meet Our Team
Luther Branham
Co-Founder & Managing Partner
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Robert Kraft
Co-Founder & Chief Technology Officer
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John Card
Business Development
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We are fintech entrepreneurs with deep financial services experience.
Luther Branham, Robert Kraft, and John Card bring a wealth of experience to ACTCapital, combining their strengths in financial services, technology innovation, and management. Luther, with his background in building innovative organizations and expertise in digital lending, alongside Robert’s experience in cloud system architecture, system security, and data management, provide a solid technological foundation. John adds to the mix with his proven track record in management, driving growth, and development in new markets. Together, they leverage their collective experiences from banking, fintech, and cybersecurity to drive ACTCapital’s mission forward, demonstrating a strong blend of entrepreneurial spirit, technical acumen, and strategic vision.