Lenders
LOANS THAT
MATTER
Easy, quick, precise: ACT’s loan origination tool
Our qualification platform is a de facto virtual loan officer serving business and consumer lenders. Through user-friendly, customizable technology, lenders can quickly and accurately match their customers with the best products in the market today.
Valuable Platform Capabilities
- Soft pulls
- Identity verification
- Business verification
- Document collection
An automated, two-step matching process
- User-provided information jumpstarts back-end credit screening
- Within minutes, the user learns of their qualification status and the loan products that match their needs
The platform benefits both lenders and their customers
- Acquisition costs are cut by up to 70%
- Application rejections are cut by up to 90%
- Lenders can mitigate potential fraud and other forms of risk
- Lenders and borrowers gain time to scale their business
- An improved user experience supports the lender’s brand
Colorado Advanced Manufacturing Association Partnership
ACT is partnering with the Colorado Advanced
Manufacturing Association and community lenders to expedite access to capital for small manufacturers, supporting job growth and economic development.
A Commitment to Underserved Communities
Our Team
Luther Branham
Co-Founder & Managing Partner
> see profile
Robert Kraft
Co-Founder & Chief Technology Officer
> see profile
John Card
Business Development
> see profile
We are fintech entrepreneurs with deep financial services experience.
Luther Branham, Robert Kraft, and John Card bring a wealth of experience to ACTCapital, combining their strengths in financial services, technology innovation, and management. Luther, with his background in building innovative organizations and expertise in digital lending, alongside Robert’s experience in cloud system architecture, system security, and data management, provide a solid technological foundation. John adds to the mix with his proven track record in management, driving growth, and development in new markets. Together, they leverage their collective experiences from banking, fintech, and cybersecurity to drive ACTCapital’s mission forward, demonstrating a strong blend of entrepreneurial spirit, technical acumen, and strategic vision.